The monthly payment for the average mortgage in 2020 fell by CZK 800 in the Czech Republic according to the Czech Banking Association's APR Index. Compared to November 2020, it fell by 0.01 percentage point. In December 2019, it was 2.50 percent, therefore it decreased by 0.32 percentage points year-on-year, the Czech Banking Association informed ČTK. In December 2020, new mortgage loans for housing from banks and building societies reached a total volume of CZK 23.1 billion. This is one billion crowns more than in November 2020 and CZK 8.5 billion, which is 57 percent more than in December 2019. In the entire history of Czech National Bank statistics, not as many mortgage loans were sold as in December 2020. Sales and building societies also performed well. For the whole of 2020, mortgages were sold for CZK 217 billion, which means a record year.