Out-of-pocket costs covered certain medications, taxi rides to and from appointments, and private hospital rooms should you need surgery – I had radical surgery, in between the two halves of the chemo treatment. To my astonishment, I found myself in the ICU for three days after surgery, a revelation that surprised me. When I inquired about this a few months later, the oncologist seemed taken aback. “It is standard practice,” she clarified. The overall hospital stay lasted one week.