Experts also say that much of the discontent comes from the government’s excessive spending, which has precipitated an upcoming period of austerity next year. In the government's hotly contested consolidation package, VAT for several products and services will jump, and income tax will – broadly – increase for the majority of the public. The self-employed will also be hurt, as their monthly financial insurance contributions will rise, and pensioners (and those soon to be retired) will see substantially lower pension increases than originally anticipated.